FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
The Shining Star Hero Program allows for homeownership for heroes in our community!
We are a full-service mortgage company based in Puyallup, WA. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes Northwest Mortgage unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.
Geoff is the best ever!!!
Geoff went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Geoff tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Geoff, rest assured that all efforts would be exerted to make them a reality. Choosing Geoff as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Geoff to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!
Donald M.
Google Review
Wholeheartedly recommend working with Geoff!
Geoff is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Geoff expertly led us, helping navigate the complexities with ease. Even after the purchase, Geoff's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Geoff takes truly makes individuals feel well taken care of. Working with Geoff is wholeheartedly recommended for an exceptional experience!
Leticia R.
Google Review
STEP 1
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
STEP 1
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
The mortgage industry is a constantly evolving process. I have had the pleasure of working with thousands of families over the past 25 years and have gained invaluable knowledge and experience. More importantly, I have been able to create relationships that will last a lifetime. At Northwest Mortgage, we pride ourselves on client relationships that we have been able to maintain over the years through personal interaction and excellent customer service. Every client is unique and each situation is equally important to us. I am blessed to be surrounded by an incredible work family that shares the belief of always putting the customer first. Our team is well-versed in all mortgage types: Purchase, Refinance, FHA, VA, USDA, Conventional, Manufactured Homes, Construction loans and Reverse Mortgages. We really are a one-stop-shop for all types of mortgage loans in all 50 states and strive to educate our clients on the entire mortgage process while walking through the journey with them together
The mortgage industry is a constantly evolving process. I have had the pleasure of working with thousands of families over the past 25 years and have gained invaluable knowledge and experience. More importantly, I have been able to create relationships that will last a lifetime. At Northwest Mortgage, we pride ourselves on client relationships that we have been able to maintain over the years through personal interaction and excellent customer service. Every client is unique and each situation is equally important to us. I am blessed to be surrounded by an incredible work family that shares the belief of always putting the customer first. Our team is well-versed in all mortgage types: Purchase, Refinance, FHA, VA, USDA, Conventional, Manufactured Homes, Construction loans and Reverse Mortgages. We really are a one-stop-shop for all types of mortgage loans in all 50 states and strive to educate our clients on the entire mortgage process while walking through the journey with them togetherC
Call 253-553-3422
Call 253-553-3422
Copyright © 2025 | Licensed In: Washington | Company NMLS: 423065 | NMLS # 54510
Copyright ©2023 | Licensed In: Washington | Company NMLS: 423065 | NMLS # 54510